Engagement Ring Financing Reddit

A 5k ring would kick most other engagement ring s assess.

Engagement ring financing reddit.

If your eyes glaze over when it s time to talk wedding budget you re not alone. Enjoy 0 interest financing for up to 24 months on designer engagement rings wedding rings certified diamonds fine jewelry. I m just curious if there s any true downside to this vs paying upfront. A coworker told me 3 months salary but that seems grossly inappropriate i make good money mid six figures my lifestyle however is fairly modest compared to income.

Also feel free to show off your engagement rings. I m about to buy an engagement ring and i m getting really hung up on how much to spend. If i followed that rule i would be dropping that much on a ring which is a lot. This is where you can discuss a possible purchase or an explanation of what you or your significant other wants.

I m in the market for an engagement ring in the near future. If you have to borrow from day 1 you re setting expectations for an overbudget debt fueled wedding that will give you the financial equivalent of a multi year hangover. Engagement rings can be a significant investment but most jewelry stores offer some sort of financing program and many even have programs for those with less than perfect credit. A personal loan is a flexible form of financing whether for an engagement ring or other major purchase.

Apply online in minutes today. Anything would be helpful. You can find these loans through banks credit unions and online lenders. Quick easy credit approvals with simple transparent terms.

The good news is it s easier than you think. Please do not post links for selling of engagement rings that is not the intent of this subreddit. I see a ring online that s a great price. I have a stable job and am staying within my budgeted price range.

Posted by 3 years ago. Common financing options include in house financing through the jeweler store credit cards and lease to own programs. Engagement ring is the first financial commitment in an avalanche in the next 1 2 years. In short if you truly do care about finances don t drop 10k on a ring.

Even for the mathematically inclined it s difficult to know what kind of budget to set for an engagement ring. The ring should not actually be 2 3 months gross pay. First time ring shopper and i was seeing if there s anything i should know before i go in person to see it. Not looking for anything insane probably in the 2 3k range.

When a ring is that much don t forget to factor in insurance and maintainence. Reddit what s your tips on ring engagement shopping.